DigiTech Geeks

New Delhi:   An upgraded version of the unified payments interface (UPI), UPI 2.0, is expected to be launched on Friday, after several months of delay. The National Payments Corporation of India (NPCI), which manages the UPI platform, presented a demonstration of UPI 2.0 to some top bank officials on Tuesday, said two people familiar with the development. NPCI is the umbrella organization for all retail payments in the country. UPI is a payments system that facilitates instant fund transfer between two bank accounts on a mobile platform, without requiring any detail of the beneficiary’s bank account. Fintech companies have been waiting for the launch of UPI 2.0 since September last year, though NPCI has never announced a launch date. All the apps of banks and fintech companies based on the existing UPI platform will have to be upgraded once the new version is rolled out. “UPI 2.0 will have additional features such as generating collect payment requests along with i...

Social media has made everyone’s life an open book (one that’s open a bit too far in some cases). As more and more companies and individuals come to rely on the Internet as a primary source of information about others, so too does the possibility of compromising info reaching the wrong person grow. Pull the Plug For folks concerned about their personal information potentially costing them jobs and relationships, or for those dealing with the harsh realities of  social media fallout , the decision to “pull the plug” is an increasingly attractive one. And while it might seem impossible to keep your private life private and your Internet presence to a minimum in a 24/7 connected world, the truth is you  can  disappear online with a little effort and dedication. The first step to keeping a low profile online is (as you may expect) to stop using social media sites and delete your accounts. If you’re confused about where to start, pages such as BackgroundChecks.or...